Article image

Swipe now, pay less later - Singapore traffic fines join the discount culture

You know how hawker centres give you 50 cent discount if you come before 7am for your kopi? Now our Traffic Police also playing this game. Pay your fine fast fast, get $30 off, can save enough for two plates of chicken rice. Very Singaporean lah - efficiency with small carrot, but don't play play with the stick behind.

Starting 2026, motorists kena fines above $50 can enjoy this 'early bird special' if pay within two weeks. Traffic Police say this will cut down those 'habitual appeal uncles' who anyhow challenge every summon. But I think many drivers asking different question - wah our roads so many offences meh? They issuing average 6,000 notices monthly like printing parking coupons.

Here's the kopi peng analysis for you - this policy cleverer than it looks. Singapore system loves good behavior rewards. ERP discount for traveling off peak season now fines discount for paying quick quick. Same psychology - give small incentive, people feel they got bargain, government get money faster. Win win lor.

But my neighbour Ah Beng nearly spill his teh tarik when he hear. 'Last time I appeal my illegal U turn fine because pregnant wife need hospital... they say no proof. Now want me pay fast for discount but if got genuine reason how? Still must appeal and lose discount? This one not fair leh.' Got point there. When only 1,000 appeals monthly compared to 6,000 fines, means most people just pay already. Where got 'meritless appeals' flooding the system?

Then got the aunties at void deck asking better question - why traffic offences so many until need such scheme? Last year TP announce over 118,000 speeding cases in six months. Our roads becoming Fast & Furious filming location or what? Maybe time to ask why rules so hard to follow or enforcement so tight.

Ah but see - here's where Singapore style governance shines. No heavy drama. No blaming drivers. Just small financial nudge to make system smoother. Like how they put 'please return your tray' signs instead of hiring more cleaners. Psychology play. Motorists feel they saving money even while paying fines. Traffic Police get cleared caseloads. Accounting department happy cash flow faster. Everybody wins... sort of.

Still, cannot escape the 'so what' question. How this affect ordinary folks? For PHV drivers earning $5 per trip, $30 discount is half day petrol money. For delivery riders getting multiple summons monthly, this could be make or break difference. But for those already struggling, even discounted fines might as well be million dollars. As one Grab uncle tell me while double parking: 'Last month I pay three fines already. Discount or not, still pain pain.'

Where got political angle here? Plenty lah. Remember next year is 2026 - one year before possible election window. Small gestures like this matter for middle class voters whobear brunt of car ownership costs. Same government that introduced COE madness now giving tiny relief on fines. Symbolic win to soften ground.

Regional comparison also interesting. In Malaysia, got so many toll discounts during election season the highway companies cry blood. Thailand just declare amnesty on all outstanding traffic warrants to clear court backlog. Our version more atas - structured incentive rather than free pardon. Very Singapore style.

So what's the takeaway? This policy reflects our brand of smart governance - pragmatic solution that looks generous without costing much. But let's not kid ourselves. The real victory isn't $30 discounts, it's fewer offences happening in first place. Maybe next policy can give $30 credit for every six months clean driving record. Now that would be carrot worth chasing.

In true kopitiam spirit, let's end with teh o kosong truth. Systems work when people feel treated fairly. Small discounts make fines sting less, but trust makes compliance easier. Here's hoping the Traffic Police next consider why so many drivers feel compelled to break rules until need such scheme. Roads should unite us, not become transactions between cameras and wallets.

Meanwhile, better set phone reminder for any NTO letters coming. Early bird gets the discount - and in Singapore, every dollar counts. Just don't speed to post office pay the fine lah.

Disclaimer: This article reflects the author’s personal opinions and interpretations of political developments. It is not affiliated with any political group and does not assert factual claims unless explicitly sourced. Readers should approach all commentary with critical thought and seek out multiple perspectives before drawing conclusions.

Jun Wei TanBy Jun Wei Tan